100% Financing for
Real Estate Deals

Acquisition. Construction, Done.

Real estate finance solutions for fix and flip, construction, multifamily
and investment property acquisitions across Metro Atlanta.

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Atlanta hard money loan Programs

100PLD provides direct hard money lending in Atlanta, Georgia for real estate investors across multiple deal types and asset classes. We fund residential fix and flip projects, commercial bridge deals, ground up new construction, DSCR rental acquisitions and multifamily investments across Metro Atlanta and surrounding Georgia counties.

Fix and Flip Loans

Fix and flip loans in Atlanta from 100PLD cover 100% of acquisition and renovation costs in one direct structure. No down payment. No broker delays. Approval is based on ARV and deal strength. Most fix and flip loans in Atlanta, Georgia close in 7 to 10 business days.

Bridge Loans

A bridge loan in Atlanta from 100PLD gives you capital to move before permanent financing closes. We fund direct bridge loans in Atlanta across Metro Atlanta and Georgia counties. No broker chain. Terms built around your exit timeline.

Rental Property Loans

Atlanta rental property loans from 100PLD qualify on property cash flow, not personal income. Our DSCR loan Atlanta are built for buy and hold investors across Metro Atlanta. No W2 required. No bank income thresholds.

Construction Loans

Ground up construction loans in Atlanta from 100PLD fund 100% of your build with controlled draw schedules. From Cobb County spec homes to DeKalb County multifamily builds, our hard money construction loans in Atlanta close direct with no broker involved.

How Our Atlanta Hard Money Loans Process Works

Three simple steps. No unnecessary delays. As a direct hard money lender in Atlanta, Georgia, we provide direct lending for real estate investors with fast access to capital through an asset-based approval process focused on ARV and deal strength. See how our Atlanta hard money loan process works below.

Submit Your Deal

Share property address, purchase price, rehab scope, and ARV estimate to start the review.

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Get Approved Fast

Underwriting focuses on ARV and project viability. No lengthy income documentation required.

Rising Investment Growth

Close Quickly

Funding is within 24–48 hours. Serious investors don’t lose deals to slow capital.

We provide Atlanta Hard Money Services

100PLD is a direct private lender in Atlanta funding fix and flip, construction, investment property, multifamily, and commercial real estate loans. Every deal is structured for maximum returns from day one.

Deal Underwriting & ARV Analysis

Deep asset-based underwriting to validate risk, return, and execution on every Atlanta real estate deal.

Custom Hard Money Loan Structuring

Capital solutions built around your specific deal ~ fix and flip, construction, bridge, or rental.

Exit-First Deal Alignment

We structure every Atlanta hard money loan around your exit timeline; sale, refinance, or long-term hold.

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Not just capital Your Deal Partner

As a trusted hard money lender in Atlanta, 100PLD provides private money financing for real estate investors, helping structure profitable deals, manage risk, and execute successful exits across Metro Atlanta.

We think like investors

Profit-Focused Deal Structuring

Support Beyond Closing

Become a Hard Money Lender in Atlanta. We handle the work.

Step in as a private lender on professionally underwritten, real estate backed loans while 100PLD manages sourcing, underwriting, servicing, and reporting across Metro Atlanta.
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Built for investors. Backed by investors.

Direct participation

Invest directly in real estate backed loans, not a pooled fund.

First position lien

Capital secured in first lien position on every deal.

Real time ROI tracking

Monitor every loan through our SaaS platform

Institutional underwriting

Disciplined underwriting before capital is deployed.

Construction management

Draw management and inspections at every stage.

Diverse opportunities

Land, construction, and value add lending in Metro Atlanta.

Built for investors. Backed by investors.

Recent Projects & Measurable Results

Real deals. Real results. As a trusted hard money lender in Atlanta, we have funded projects across Metro Atlanta, from fix and flip to DSCR rentals, with fast closings and no broker delays. Take a look at the numbers behind each successful deal below.

Why Atlanta Real Estate Investors Choose 100PLD

Trusted hard money lender in Atlanta, GA for real estate investors who need direct access to capital, not another broker in the chain.

No Broker Layer

Asset based real estate lending in Atlanta, delivered direct. Zero fees lost to intermediaries between lender and borrower. When you work with 100PLD, you are working with the decision maker, not someone passing your file to one.

Deal-Driven Approval

Approval runs on deal quality, ARV accuracy and exit strategy. Your credit score alone does not close deals with a direct hard money lender. Your numbers do. We underwrite the asset, not the applicant.

Atlanta-Based. Locally Focused

A Private Money Financing in Georgia serving Fulton, Cobb, DeKalb, Gwinnett and Douglas counties across Metro Atlanta. We have funded deals in Buckhead, East Atlanta, Midtown, Marietta, Decatur and throughout the suburbs.

Exit-First Underwriting

Every Atlanta hard money loan we fund is structured around your exit timeline, not a rigid bank repayment schedule. Selling in 6 months or refinancing into a DSCR rental loan after stabilization? We build the loan terms around that specific plan from day one.

Hard Money Lender Vs Traditional Bank

Features
100pld
Banks
100% Capital Funding
Yes
No
Fast Approvals
7-10 Days
30-60 Days
Flatbio Structures
Yes
Limited
Investor Aligned
Yes
No
Close & Fund Quickly
Yes
No

What Can You Use Atlanta Hard Money Lending Funds For?

Property Acquisition

New Construction

Renovations

Fix & Flip

Bridge Financing

Land Development

Refinance

Working Capital

Private Real Estate Lending

Loan s from $10K to $25M+ Funding in as fast as 24 hours

Application

Complete a short form in minute. No upfront commitments.

Approval

We evaluate your deal fast and provide clear terms.

Funding

Once approved. We fund quickly so you can move forward.

Do you qualify

Tell us about your deal and we’ll let you know.

Secure Real Estate Financing

Our Recent Blogs

How Fast Can a Hard Money Lender Close in Atlanta?

You find the right Atlanta property, negotiate the price, and get the seller to accept your offer. Then comes the problem:...

Hard Money vs Bank Loans in Georgia: Costs and Timelines

You have a contract on a $220,000 distressed duplex in East Atlanta, but the seller wants to close in 21 days....

Rental Portfolio Loans: How Atlanta Investors Finance and Scale Multiple Rental Properties

Rental portfolio loans let investors finance multiple rental properties under one loan instead of a separate mortgage for every property. For...

Frequently asked questions

1. Do you really offer 100% financing for real estate deals?

100% financing is available for select fix and flip loans and construction loans, depending on the strength of the deal and borrower profile. Approval is based on factors like project feasibility, After Repair Value (ARV), and execution plan, not just standard bank criteria.
Qualification depends on the deal, not just personal income. As a hard money lender in Atlanta, 100PLD evaluates property value, project viability, and exit strategy rather than traditional bank requirements.

Strong candidates typically have:

  • Acquisition + construction within 70% of ARV
  • Conservative, supportable comps
  • 15–25%+ projected gross margin
  • Demonstrated execution capability
  • A defined exit plan


If your deal meets those standards, submit it for structure review.

100PLD funds a wide range of real estate deals in Atlanta, including fix and flip, rental, bridge, and construction projects. We provide both commercial real estate financing and flexible real estate finance solutions designed around deal strength and investment strategy.

We are a direct private lender. This means faster decisions, no broker delays, and clearer communication throughout the process.
A real estate lender provides funding for property investments based on deal strength and value. As a private real estate lender, 100PLD offers direct real estate finance solutions without bank delays, helping investors close faster.

Let's talk about your next deal

Fill out the form and our team will get back to you quickly.

Ideal Candidate Profile

You are a strong fit if:

Not a Fit If:

You are not fit if: